Welcome to Cube Personal Loans

Helping You Fast Track A Personal Loan Today

Do you need funds for …

  • Home improvements
  • Purchasing a motorbike or vehicle or boat
  • Holiday or home furnishings
  • Medical Expenses
  • Wedding or school fees
  • Debt consolidation or investment
  • Legal costs
  • Education or car repairs
  • Funeral expenses
  • Installation of solar panels in your home

Make it happen with a low-rate personal loan

Cube Personal Loans has access to low-rate personal loans with one of Australia’s leading personal lenders.

low personal rates

Low, personalised rates to reward your good credit

Flexible loan terms from 6 months to 5 years, for up to $45,000

Fast approval times, funds in as little as 24 hours

No early repayment fees or exit fees

100% Online Application

Best to complete this on a computer (PC or Mac is fine)

Step 1

Easy Application

100% online, takes minutes to apply

Step 2

Fast Decision

Apply today and
receive a decision within 24 hours

Step 3

Receive Funds

90% of customers receive their funds
within two business days

Why Cube Personal Loans ?

We partner with some of Australia’s lowest personal loan rate facilities. Once they’ve received your application, they offer approvals and funding in as little as 48 hours.

Depending on your situation, you will be offered a competitive interest rate based on an assessment of your income and expenses.

For personal loans up to $45,000 dollars, contact Cube Personal Loans today.

Simply fill in the form below to get started.

Frequently Asked Questions

Answering all your questions about our personal loans facility, up front !

What is a Personal Loan ?

A personal loan is an approved provision of cash usually by a bank or financial institution that is based on your credit history or capacity to repay the loan.

How much can I borrow ?

We will calculate the amount you can borrow based on various factors, such as your employment and expenses and/or other debts owing. Our minimum borrowing amount is $2,000 and upper amount is $45,000.

What Can the Cube Personal Loans Be Used For ?

Our fast flexible funding can be used for things like:

  • Home improvement
  • Car/Vehicle loan
  • Holiday
  • Medical Expenses
  • Wedding
  • School fees
  • Business
  • Motorbike
  • Debt consolidation
  • Investment
  • Major event
  • Second property
  • Home furnishings
  • Legal costs
  • Education
  • Boat
  • Car repairs
  • Legal loan
  • Health and Beauty or Cosmetics
  • Funeral expenses
  • Solar energy

How Do I Apply ?

We’ve made it easy and fast. Simply click the apply button and complete our online form. All you need to have ready is your driver’s licence number.

You can choose to allow us to use an advanced bank verification system link to instantly verify your bank information online, in which case – have your primary bank account details handy.

Alternatively, you can choose to upload copies of your bank statements. Please make sure you have three months of bank statements as PDF documents ready to upload.

How are Cube Personal Loans different to other forms of loans ?

You can apply for the Cube Personal Loan in under ten minutes and receive a fast response – often as little as one hour.

The application is 100% online and funds can usually be provided within 1-2 business days.  Traditional personal loans reference an interest rate per annum plus other fees and charges.

The Cube Personal Loan details the total amount payable upfront inclusive of any interest, fees or charges that is then broken down into either a daily or weekly repayment figure.

How Fast Will I Get A Response ?

We can often provide a response in one hour – if you apply during standard business hours and allow us to use an advanced bank verification system link to instantly verify your bank information online.

If you choose to upload copies of your bank statements we can provide a decision in as little as two business days.

How Fast Will I Get The Money ?

Cube Personal Loans will work hard to get money to you as soon as possible.

If you apply before 4pm on a business day (AEST) and your application is approved, we can usually have money in your account within 48 hours.

What Are The Fees ?

We know fees can be confusing so we made it simple and transparent – there are no hidden fees and the amount due from day one includes the establishment fee.

There are no additional fees (excluding any late payment or default fees) and no penalties for early repayment.

How Do Repayments Work ?

It’s important to offer you easy ways to pay back your loan.

To help you avoid missing repayments we offer daily, weekly or fortnightly repayments that are automatically deducted from your nominated bank account.

Repayments can be made from a period of 6 months to 60 months (5 years) to help the transition of repayments according to your repayment schedule.

Are There Any Penalties For Early Repayment ?

There are no fees for early repayment and no balloon payment at the end of your loan.

We are totally transparent with our customers about the total amount due and the date of the final payment.

Once you make the final payment your balance will be $0.

Start Your Application Here

Make use of available funds for all your financial needs

Once you fill in the details above, please continue your application on the next page by clicking “Proceed“, above.


I had no idea how much I could save.

By moving over my loan from the bank to Cube Personal Loans, I’ll be saving myself thousands in interest thanks to their very competitive rates.”

– Sam, Queensland

“The communication was brilliant.

I knew where our loan was every step of the way.

No stress and easy to talk to.”

– Belinda and Peter G, Loganholme

For more reviews of Cube Central’s satisfied customers, please click here …